Privacy Policy

This Privacy Policy explains how JY Capital Consulting Ltd, trading as Trezio ("we", "us", "our"), collects, uses and protects your personal data when you use our website trezio.co.uk or submit an enquiry. We are committed to handling your data in line with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

1. Who we are (data controller)

JY Capital Consulting Ltd is the data controller responsible for your personal data.

• Company: JY Capital Consulting Ltd (trading as Trezio)
• Company number: 16323005 (registered in England and Wales)
• Registered office: 128 City Road, London, EC1V 2NX
• Contact: contact@trezio.co.uk
• ICO registration number: [to be added — see note below]

2. What data we collect

When you complete our enquiry form or contact us, we may collect:

• Your name and the name of your business
• Your email address and phone number
• Information about your business (sector, approximate monthly card takings, funding need)
• Any other information you choose to share with us

When you browse the website, we and our analytics providers may also collect technical data such as your IP address, browser type, pages visited and approximate location, via cookies and similar technologies.

3. How and why we use your data (lawful basis)

• To respond to your enquiry and introduce you to finance partners — lawful basis: your consent and our legitimate interests in providing our introduction service.
• To share your details with carefully selected finance partners so they can assess your eligibility and make you an offer — only where you have asked us to, on the basis of your consent and our legitimate interests.
• To contact you about your enquiry by phone or email — on the basis of your consent.
• To improve our website and measure performance — on the basis of your consent (analytics cookies) and our legitimate interests.
• To comply with our legal obligations.

4. Who we share your data with

We are an independent introducer. With your agreement, we share the details you provide with one or more vetted specialist finance partners so they can assess your application. These partners are independent data controllers in their own right and will process your data under their own privacy policies.

We may also share data with service providers who help us run our website and communications (for example hosting, email and analytics providers), who act as our processors. We do not sell your personal data.

5. International transfers

Where any provider processes data outside the UK, we take steps to ensure an appropriate level of protection, such as relying on UK adequacy regulations or appropriate safeguards (for example the International Data Transfer Agreement or Addendum).

6. How long we keep your data

We keep your enquiry data only as long as necessary for the purposes set out above, and to meet our legal and accounting obligations. Where an enquiry does not proceed, we delete or anonymise your data once it is no longer needed.

7. Your data rights

Under UK GDPR you have the right to:

• Access the personal data we hold about you
• Have inaccurate data corrected
• Have your data erased ("right to be forgotten")
• Restrict or object to our processing of your data
• Data portability
• Withdraw consent at any time, where processing is based on consent

To exercise any of these rights, email contact@trezio.co.uk. You also have the right to complain to the Information Commissioner's Office (ICO) at ico.org.uk or on 0303 123 1113.

8. Cookies

Our website uses cookies and similar technologies for essential functionality and, with your consent, for analytics and marketing. You can control cookies through your browser settings. Where required, a cookie banner will let you accept or reject non-essential cookies.

9. Changes to this policy

We may update this Privacy Policy from time to time. The latest version will always be available on this page with its "last updated" date.